CIBANK Online Terms and Conditions.

Sales of assets
Contact Center 24/7
0700 1 4554 (at the price of an intracity call)
Our specialists are at you service 24 hours/7 days a week and will answer all your queries related to the products of the Bank, incl. card products and online banking.

CIBANK provides its clients with the opportunity to use larger amounts than the availability in their current card accounts.

The overdraft on a card account is a type of loan enabling you to withdraw and pay from your current card account not only up to the actual balance of own funds but also up to a specific amount agreed with the bank in advance.

The amount that exceeds the funds available shall be currently replaced at the expense of all receivables into your card account. The network of АТМ and POS terminals provides you with the opportunity to access your funds at any time. 


  • Accessible way for short-term financing
  • Interest rate shall be payable only on the amount used and for the period of usage 
  • Easy procedure
  • Individual consultations