CIBANK Online Terms and Conditions.

Sales of assets
Contact Center 24/7
0700 1 4554 (at the price of an intracity call)
Our specialists are at you service 24 hours/7 days a week and will answer all your queries related to the products of the Bank, incl. card products and online banking.


Interest Rate (per annum)

8.26 % fixed interest rate


Loan Amount Loan Term
(in months)
Interest Rate Monthly Repayment Installment Total Amount Due at Maturity
BGN 10 000 60 8.26% BGN 216.21 BGN 13 007.63 11.47%

*In calculating the APR, it is assumed that the loan is immediately and fully disbursed and the interest as well as other costs, including the monthly premium for Risk Life Insurance have not changed and their original amount shall apply until expiration of the specified term.   




  • Application and review fee - BGN 35
  • Monthly premium for Risk Life Insurance – 0.122% on the the remaining loan amount at the date of conclusion of the insurance certificate.