• Interest rates on loans for working capital to small and medium enterprises are formed as follows:
  • Bank interest rate (BIR) of CIBANK plus negotiated margin for loans in euro or BGN
  • Three - month LIBOR (in U.S. dollars), respectively, three -/ six -month EURIBOR (for Euros) plus negotiated margin
  • Methodology for determination of the Bank interest rate (BIR) implemented by CIBANK for loan interest rates for legal entities please see here