Working capital loans granted by CIBANK provide funds for the financing of needs related to the core activities of your company. You can choose your repayment scheme in view of the specifics and seasonality of your business activities

Flexible repayment schemes 

  • Repayment scheme in equal monthly installments
  • Seasonal repayment scheme
  • Overdraft and Credit line  with revolving limit, you can use again the repaid amount  and pay interest only on the utilized limit 

Competitive interest conditions

Possibility for partial or full prepayment

Grace period up to 6 months* for loans
* This maximum grace period  is not valid for working capital loans extended to agricultural companies

  • The customers of CIBANK can benefit from preferential conditions  for insurance of the credit collateral  in DZI  www.dzi.bg