CIBANK is offering overdraft credit to agricultural producers against expected subsidies under SAPS.

  • The loans are approved at preferential interest rates lower than the rates of standard working capital loans.
  • Accelerated procedure of analysis and assessment of the borrower
  • Financing of up to 95% of the amount of the expected subsidy
  • Possibility for early repayment of the loan at no fee charge
  • Comfort during the ongoing servicing of the loan for the term of the contract - the client does not need to visit the Bank every month as the servicing of the loan is done through automated deduction of the due interest. 

Clients of CIBANK can take advantage of the preferential terms of the insurance for loan collateral offered by DZI General Insurance JSC,