A Payment account with basic features is a type of current account maintained in BGN, appropriate for private individuals, through which the following payment services are provided:

  • Depositing and Withdrawing cash on a payment account
  • Credit transfer in national currency and EUR
  • Payment transactions executed via a debit card, including payments via the Internet
  • Direct debit payments in BGN
  • Intrabank standing orders between accounts of different holders; Interbank Transfers via BISERA


Additional services:

  • A choice for issuing a debit card Visa electron or Debit MasterCard, through which you have an access to your funds 24/7 in the country or abroad;
  • You can dispose with your funds in a bank branch/office or to make a registration for the service CIBANK Online/CIBANK Mobile.