Not issued as of 09.05.2016

Interest Rate (per annum)

Fixed interest rate on cash advances from ATMs and payment to a merchant through POS device:

  • 15.90% - for a revolving credit card without collateral pledge on finacial asset
  • 12.90% - for a revolving credit card with collateral pledge on finacial asset

Representative example:

Loan amount Term of the loan /in months/ Interest rate *Total amount due at maturity APR*
BGN 3 000 24 15.90% BGN 3 596.90 19.86%
BGN 3 000 24 12.90% BGN 3 419.63 16.38%

*in calculation the APR, it is assumed that the loan is disbursed immediately and in full and the interest and other costs are unchanged from their original size and will apply until the expiration of the specified ter.

Fees

  • Application and review fee - BGN 35;
  • Annual / monthly maintenance fee for the card - BGN 40.00/4.00;