Strengths of CIBANK’s products

  • Financing of up to 100 % of the project value;
  • An option to finance the unallowable VAT costs through a VAT credit line; 
  • Simplified application procedure;
  • Competitive interest rates;
  • No hidden fees and commissions;
  • No early repayment fee upon receipt of the subsidy; 
  • Flexible scheme for analysis of companies’ financial standing;
  • Working solutions regarding loan collaterals;
  • Individual repayment plan in accordance with the needs and specifics of each business;
  • Investment insurances by a leading insurance company – DZI 

Bank product

OP „Competiti -veness”

Programme for development of rural areas

Scheme for unified payment per area

OP „Human Resources Development”

Programme for development of the Fishery sector

Euroinvestment loan

X

X

 

 

X

Loan for purchase of agricultural equipment with approved project

 

X

 

 

 

Initiative loan

X

X

 

 

X

Bridge loan

X

X

 

X

X

Implementation loan

X

X

 

 

X

Loan in exchange for direct agricultural subsidies

 

 

X

 

 

VAT Credit Line

X

X

 

X

X