• Тhe card is issued free of charge;
• You can receive your salary or other payments into your card account;
• Option for an overdraft facility  
• With a Visa Electron International debit card you can carry out transactions with international online stores
• SMS notification for every transaction;
• Automatic payment of utility bills – you can automatically pay utility bills to more than 40 merchants each month, including electricity, water, central heating, telephone, and other bills  – for more information, please  click here.
• Payment of goods, services, taxes and utilities over the INTERNET via the ePay.bg system
• You can receive a monthly statement at an address you have specified in advance;
• Favourable interest rate on the card account;
• Free of charge accident insurance with DZI Insurance Company with BGN 1000 coverage for every cardholder

• 24-hour cash withdrawal at ATM machines bearing the Visa Electron logo in Bulgaria, as well as abroad if the card is allowed international access.
• Cash withdrawal at a bank counter.
• Choice of currency for your card account: BGN, EUR or USD.
• Payment of goods and services via all POS terminals bearing the Maestro logo, everywhere in Bulgaria and also abroad - if the card  is allowed international access
• Ability to check the balance on your card account at an ATM machine or via SMS notification sent to a specific telephone number.
   

• In order to obtain a Visa Electron debit card you have to visit a CIBANK office and to fill in an Application Form for Issuance of a Card.
• If you need an overdraft on your card current account, you have to present additional documents at CIBANK and sign an overdraft contract. 

 
For CIBANK’s tariff on Visa Electron Cards – please click here
For CIBANK’s general terms and conditions for issuance and servicing of Local and International Visa Electron Debit Cards - please click here

NEW: VOLUNTARY ACCIDENT INSURANCE FOR CARDHOLDERS