TOP DEPOSIT +, offered by CIBANK is a fixed-term deposit where the interest is paid in advance and it has the following advantages:
Interest in advance
- Using TOP DEPOSIT + you don’t have to wait for months to receive the interest of the deposit. On the day, on which the deposit is opened, CIBANK accrues interest in advance in accordance with the period you have chosen, and in the respective currency, which is transferred into a current account.
TOP DEPOSIT + gives you the chance to effectively benefit from your funds, because it is:
Flexible
· You can choose between BGN, EUR and USD for the terms of 1, 3, 6, 12 months according to your needs to have fresh money.
· The contract can be automatically renewed at maturity at the same terms and conditions.
Multi-functional
· You can choose how to use and dispose of your funds. You can draw the interest at the cash desks, order a transfer or open a new deposit.
· With an attractive, growing interest rate
· The competitive interest rate on annual basis gives you the opportunity to benefit from the growing interest rate, along with the extension of the deposit terms.
Reliable
· Interest rates are fixed for the term of the contract.
Guaranteed
· CIBANK is a part of KBC Group and it guarantees your deposits through participation in the Deposit Insurance Fund in Bulgaria.
Furthermore:
· The deposit can be used as collateral for consumer loans, in accordance with the Instructions for providing consumer loans to individuals.