This loan can help you
- Buy your own house or repair your current one
- Choose the best way of financing depending on your capability for repayment over the years to come
- Invest at the right time, when the prices of property are decreasing
- Carry out your plans for investment
- Use additional monetary funds for covering your current costs regarding notary fees, purchasing of furniture, etc.
- Guarantee the security of your home and the financial stability of yourself and your family by choosing from a wide range of insurance products
- Receive information, at any moment, about your available funds at the bank
- Enjoy more free time by relying on CIBANK for paying your monthly utility bills
Advantages of the package programmes
- Choosing the currency of the loans – BGN or EUR
- Long repayment period
- Choosing between the various types of interest rates – floating rates for the whole period or fixed ones for the first year
- Decrease of the interest rate with the purchasing of additional bank products – salary transfer, package programme, insurance product, online banking
- Choosing between decreasing and annuity installments
- Possibility to automatically pay monthly installments without visiting the bank’s branches
Special benefits you can receive
- No fee for early repayment with own funds
- Free issue of MasterCard Standard/Visa Classic credit cards with a preliminary approved limit amounting to 5% of the allowed mortgage loan (max BGN 5,000)
- Possibility for a free Fire and Other Hazards Insurance
- Free Travel Assistance Insurance linked to the credit card
- Preferential conditions under the Risk Life Insurance
