• High profitability at fixed interest rate during the whole term of the deposit, irrespective of the general macroeconomic trend towards decreasing interest rate levels.
  • Regular payments of interest due within the term of the deposit and advance access to the income generated.
  • Possibility for increase of the negotiated profitability by depositing additional amounts at any time and transferring to a higher interest rate.
  • Possibility for disposing with the deposited assets at any time by withdrawing amounts that are over the minimal amount necessary for opening the account, without any breach of the negotiated terms and conditions.
  • No penalty interest at termination of the contract ahead of time, ensured profitability equivalent to profitability from a savings account.
  • Access to credit products secured with pledge on deposit or without collateral (pledge on future receivables) at preferential terms and parameters.
  • Possibility for using debit and credit cards at preferential rates for transactions.
  • Security for the deposited amounts by means of regulated interest rates as per the interest rates bulletin of the Bank and in compliance with the Bulgarian Deposit Insurance Fund