• The card is issued free of charge;
• You can receive your salary or other payments into your card account;
• Option for an overdraft facility;
• SMS notification for every transaction;
• Automatic payment of utility bills – you can automatically pay utility bills to more than 40 utility companies each month, including  electricity, water, central heating, telephone and other bills – for more information, please  click here.
• Payment of goods, services, taxes and utilities over the INTERNET via the ePay.bg system
• You can receive a monthly statement at an address you have specified in advance;
• Favourable interest rate on the card account;
• Free of charge accident insurance with DZI Insurance Company with BGN 1000 coverage for every cardholder.

The chip card we offer guarantees a higher level of security during transactions. It requires entering a PIN at an ATM or a POS terminal. If the terminal device is not able to read the data from the chip, it will read it from the magnetic stripe. 

• 24-hour cash withdrawal at ATM machines bearing the Maestro logo in Bulgaria and abroad.
• Cash withdrawal at a bank counter. 
• Payment of goods and services via all POS terminals bearing the Maestro logo, everywhere in Bulgaria and abroad.
• Transfer of funds from your card account into a savings account and vice versa at an ATM machine in Bulgaria.
• Ability to check the balance on your card account at an ATM machine or via SMS notification sent to a specific telephone number. 

• In order to obtain a Maestro Debit Card, you have to visit a CIBANK office and to fill in an Application Form for Issuance of a Card .
• If you need an overdraft on your card current account, you have to present additional documents at CIBANK and sign an overdraft contract. 

For CIBANK’s tariff on Maestro Cards – please click here.

For CIBANK’s general terms and conditions for issuance and servicing of Local and International Maestro Debit Cards in BGN - please click here.
 

NEW: VOLUNTARY ACCIDENT INSURANCE FOR CARDHOLDERS